Does Fundera do a hard credit pull?

Filling out the Fundera application only prompts one soft inquiry, which does not affect your credit score. There is no need to do a hard pull in order to see what your options are.

We want you to avoid adding credit pulls on your application in order to get you the best options available in the market.

You may receive a hard inquiry if you submit a formal application to any of our lending partners. You would be notified about this over the course of filling out the application.