Fundera only does one soft credit pull during the application. This does not affect your score and will not show up as an inquiry. There is no need to do a hard pull in order to see what your options are.
We want you to avoid adding credit pulls on your application in order to get you the best options available in the market.
Some direct lenders do have the right to a hard pull but only at the time of funding. You would be notified before this happens.