If you don’t have forms 940 or 941, you can use the following forms:
- 2019 IRS Form 1040-C (required for sole proprietorships)
- 2019 IRS Form 1099-MISC (required for independent contractors)
- 2019 IRS Form 944
If you’re an independent contractor, use 2019 IRS Form 1099-MISC.
If you’re a sole proprietor, use 2019 IRS Form 1040-C.
If you have neither 1040 or 1099, you’re not eligible.
Some of our bank partners will require you to provide a written explanation as to why you do not have a 940 or 941.