Do sole proprietors and independent contractors need to use a different application? Jack McNeilly June 10, 2020 18:13 Updated No, all business entities, including independent contractors and sole proprietors, can apply through the PPP application at https://www.fundera.com/ppp. Related articles Do I need a business bank account for the 6 months of bank statements to apply for the PPP? What counts as payroll costs for independent contractors and sole proprietors? Do sole proprietors and independent contractors need to open a bank account with you in order to apply? As a sole proprietor or independent contractor, I have bad credit. Can I still apply? Is Fundera accepting applications from sole proprietors and independent contractors for the PPP? Comments 0 comments Article is closed for comments.